How To Breakthroughs To Financial Freedom

How to breakthroughs to financial freedom is one of the most interesting topic that I want to discuss because I know exactly how to be on the other side of the fence – living paycheck to paycheck and drowning in credit card debts!

Why we keep our mouth shut if we are in financial trouble?

Trying to hide a bad financial situation is the worst thing you can do.  This will not definitely  help you to get any better and it can also affect your health badly.

Many people are having a tough time paying utility bills, medical bills, mortgage, school tuition fees & can’t even pay a visit to their family because of lack of money to pay for their transportation to travel.

You’re certainly not alone…

I used to be a victim of living pay check to pay check several years ago.  I was based in New York and earning a good sum amount of money as a flight attendant compared to Philippines average salary, but why I need to live paycheck to paycheck and drowning in credit card debts?

If You Borrow Your Lifestyle, You Will Not
Able To Attain Financial Freedom


It’s simple….

Regardless which color of your skin, age, gender, nationality or whatever is your job position – once you formed a bad habit of spending more than your income and  started borrowing your lifestyle from your credit card….then you will never ever attain your financial freedom.

I remember those days when my husband and I used to live in the United States, we were living paycheck to paycheck, we don’t even have enough money to pay our phone bills, literally we were working just to pay the interest of our credit card debts.

Thousands of  Filipinos wants to live and work abroad thinking that life in other country is a lot better, but here’s the thing….

  • Why many overseas workers when they go back home they still struggling financially?
  • Why they cannot get out from the vicious cycle of poverty?
  • Why they cannot get out of debt?
  • Why they cannot enjoy life without thinking about money?


Here’s what I realized in borrowing my lifestyle
from credit card debt…

Debt is a huge obstacle for financial success for many people. If you find yourself in a hole, the first step is to stop digging & take action to be out of the hole because if you continue digging,  this will create a bigger hole for you that will lead to a much larger problems in the future to get out.



You will not become rich by living on borrowed money.  You should avoid borrowing or using your credit card without any assessment of future cash flow to pay this on time.  You should NOT be a lifetime slave of any debt.  I’ve been there and I know this feeling that things are not right.  Although this is difficult to pinpoint and explain, I believe that anyone who is in a serious debt condition would immediately know what I am talking about.

1. Live within your means

I guess the bottom line here is…. if you spend more than your income, its difficult to attain financial stability.  Identify what is necessary and what is not before you pull out your credit card.

2. Monitor your spending

Record and monitor your spending each day and each month by keeping a consistent recording each day and have a log book or file in excel.  Then segment your spending into expense categories such as restaurant, shopping, medical, groceries, utilities, representation, gas and transportation etc.

Here’s what we did…

My husband and I  keep a journal for our daily expenses activities. My husband is assigned to manually record our expenses and income each day and I am the one assigned to encode those expenses to excel and finalize our  monthly financial report.

Once you have that information, you can now monitor closely your expenses and analyze your spending to find ways to reduce your expenses and free up more money for savings paying off bills or to invest to make more money for you.

3.  Make more money 

If you put yourself in a financial chaos, then have the initiative and goal to get yourself out of that mess by making more money to grow your income.

You can create a passive income from home, but you still need to keep your job to sustain your monthly billings.  If you can spare  some money in building a business with low start up cost, no overheads and can take only 2-3 hours of your time each day, then you can expect yourself to also be able to make more money from those compounded effort each day.

If you have the fire burning desire to build your future by freeing yourself from debt, then it may not be a bad idea to start an online business and build it slowly to generate an auto-pilot income for you and your family.  It is always a good idea to take action in strengthening your financial situation when you are still able.  Free yourself from debt and let your money grow with time!

It’s about time to prepare your future!

Learn how to create your own breakthrough moments for you to design your life into your liking!  Here’s the good news….

I’ve created this FREE VIDEO that reveals “The Ultimate Strategies To Breakthroughs For Money To Become The By-Product Of What You Do ~ To Design Your Future!”

This is designed for those extraordinary people committed to design their future at a level few may ever attain.

You will learn how to create your own breakthrough journey to get anything you want both in life and in business (if done correctly!) and create the stories you will tell for a lifetime as you learn, network and play while enjoying every bit of your breakthroughs process.

This content is brought to you by Mybizbreakthroughs for you to create your own breakthrough journey – A journey in designing your future!

I’d love to hear your comments below – please let me know your thoughts of the no. 1 hindrance to financial breakthroughs?


 The Ultimate Strategies To Breakthroughs

7 thoughts on “Breakthroughs To Financial Freedom

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